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Showing posts from September, 2012

Born In The 47% (A Million Little Miracles)

You know, I kind of feel sorry for ol' Mittens Romney.  He's the only presidential candidate in my recent memory who has successfully opened up a can of whoopass on his damn self.  That said, I, like, say,47% of the country, took offense at his remarks about the 47%.  Because, unbeknownst to me until recently, I was born into the 47%, at least for a while.

Like ol' Mittens, I, too, used to be on my high horse about people on public assistance.  I would see women at the Winco with their manicured nails handing over their EBT cards or hearing in the news about folks using their EBT cards at casinos and I would think to myself, "This is just wrong.  I get up and go to work every day, took a pay cut, cut coupons, and watch every penny, and they're going to casinos and getting their nails done."  I started to look down on healthy-appearing folks on public assistance and started to voice my disdain of them to my family members.

Until my oldest brother informed me t…

Don't Laugh. It's Paid For.

I drive a 2007 Honda Accord EX with a huge crack in the windshield.  There's nothing fancy about it other than it's color, red.

Don't laugh.  It's paid for.

You see, I hate having a car payment.  For the first six years after I graduated law school, I didn't have one.  In my family, we recycle cars.  We hand them down.  After graduation from law school in 1990, I was handed down a 1981 Honda Prelude.  Red.  That car had been purchased by my oldest sister when I graduated high school.  In 1988, she purchased another Honda and handed the '81 Prelude down to my sister The Writing Diva.  I don't recall how I ended up with it, but I did.

I literally drove it until it fell apart some 15 years after it was purchased, all my fault for taking out the undercarriage on a curb.  Given that that '81 Prelude had already survived one car accident, it was a shame how I ended up taking it out.  It ran like a dream.  All I had to do was keep the oil changed, get regular …

My Family's Revolution: Home Ownership

Well, my family's revolution has come to an end.  And a beginning, of sorts.  We've discussed family mission statements, credit, budgets, sou-sous, gentle nudges, financial literacy, estate planning and career planning, and entrepreneurship.  The last two modules of our series of talks, titled, "Something to Think About," were to address home ownership and educating our children.

While we were cruising our way toward finishing up the modules on home ownership and educating our kids, real life got in the way.  A revered elder was stricken with cancer but has not only survived, but thrived with chemo.  Another family member faced a life-threatening illness but continues to fight back.  God is good, all the time.

Needless to say, we all got a little distracted, and family meetings had to be postponed.  We finally finished in August, and I'm going to devote separate blog entries to the home ownership module and the education module.  This one is for home ownership.